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Asia Home Services (MM2H)

MM2H vs Sabah-MM2H vs S-MM2H β€” Full Comparison

Malaysia actually runs three separate long-stay residency programmes β€” Federal MM2H (Peninsular Malaysia), Sabah-MM2H, and S-MM2H (Sarawak) β€” each with its own eligibility rules, fixed deposit requirements, property rules, and administering authority. Here's the full side-by-side breakdown.

Malayan Tiger, Orangutan, and Hornbill representing MM2H, Sabah-MM2H and S-MM2H programmes
Orangutan
Sabah-MM2H
Malayan Tiger
MM2H (Federal)
Hornbill (Kenyalang)
S-MM2H (Sarawak)

Because all three share the "MM2H" name, they're frequently confused β€” but MM2H, Sabah-MM2H, and S-MM2H (Sarawak-MM2H) are run independently, since Sabah and Sarawak hold their own autonomy over immigration and border control under the Malaysian federal structure. Your choice of programme depends on where in Malaysia you actually want to live, since residency under each programme is tied specifically to that programme's home state.

Important notice β€” residency restriction applies to all three programmes

Participants may reside only in the state associated with their approved programme: Peninsular (West) Malaysia for MM2H, Sabah for Sabah-MM2H, or Sarawak for S-MM2H. Residing in any other state without prior written consent from the relevant state authority is not permitted. Participants may travel to other states for a maximum of 30 days, for travel purposes only. Failure to comply with this requirement may result in serious consequences, including revocation of your pass.

Silver Category β€” MM2H vs Sabah-MM2H

Criteria MM2H (Silver) Sabah-MM2H (Silver)
Minimum age25 years old25 years old
Fixed Deposit (FD)USD 150,000RM 500,000
FD withdrawalImmediately after property purchaseAfter 1 year
Participation feeRM 1,000RM 3,000
Programme duration5 years, renewable5+5 years, renewable
Minimum property priceRM 600,000RM 600,000
Property typeLanded / CondoCondo only
Minimum stay90 days/year (family cumulative)30 days/year
Dependents (children)Below 34Below 21, or full-time student
Employment / businessNot allowedNot allowed
Proof of incomeNot requiredRM10,000/month (single), RM15,000/month (with dependent)
Travel restrictionMust reside in Peninsular Malaysia; 30-day travel limit to other states without written consentMust reside in Sabah; 30-day travel limit to other states without written consent
Who can applyAll countries with diplomatic relationsAll countries with diplomatic relations, except Israel, Nigeria, Bangladesh

Gold Category β€” MM2H vs Sabah-MM2H

Criteria MM2H (Gold) Sabah-MM2H (Gold)
Minimum age25 years old25 years old
Fixed Deposit (FD)USD 500,000USD 500,000
FD withdrawalImmediately after property purchaseAfter 1 year
Participation feeRM 3,000RM 3,000
Programme duration15 years15 years
Minimum property priceRM 1,000,000RM 1,000,000
Property typeLanded / CondoCondo
Minimum stay90 days/year30 days/year
Dependents (children)Below 34Below 21
Employment / businessNot allowedNot allowed
Proof of incomeNot requiredNot required
Travel restrictionMust reside in Peninsular Malaysia; 30-day travel limit to other states without written consentMust reside in Sabah; 30-day travel limit to other states without written consent
Who can applyAll countries with diplomatic relationsAll countries with diplomatic relations, except Israel, Nigeria, Bangladesh

Platinum Category β€” MM2H vs Sabah-MM2H

Criteria MM2H (Platinum) Sabah-MM2H (Platinum)
Minimum age25 years old25 years old
Fixed Deposit (FD)USD 1,000,000USD 1,000,000
FD withdrawalImmediateAfter 1 year
Participation feeRM 200,000RM 200,000
Programme duration20 years20 years
Minimum property priceRM 2,000,000RM 2,000,000
Property typeLanded / CondoLanded / Condo
Minimum stay90 days/year30 days/year
Dependents (children)Below 35Below 21, or full-time student
Employment / businessPermissiblePermissible
Proof of incomeNot requiredNot required
Travel restrictionMust reside in Peninsular Malaysia; 30-day travel limit to other states without written consentMust reside in Sabah; 30-day travel limit to other states without written consent
Who can applyAll countries with diplomatic relationsAll countries with diplomatic relations, except Israel, Nigeria, Bangladesh

MM2H Gold Fixed Deposit shown as USD 500,000, matching the live MM2H Gold Category page. If your source document elsewhere shows USD 1,000,000 for this cell, please confirm which is current before publishing.

Where S-MM2H (Sarawak) Differs

Criteria S-MM2H (Sarawak)
Minimum age30 years old
Fixed Deposit (FD)RM 500,000 (main applicant), placed with an S-MM2H panel bank in Sarawak
Alternative qualificationPension/offshore income (RM10,000–15,000/month) or savings fund (RM100,000–200,000 monthly closing balance), instead of / alongside the FD
Property purchase requirementNot required β€” no property purchase needed to qualify
Programme duration10 years, not automatically renewable β€” must reapply from scratch
Minimum stayNot specified as an annual quota; 2 trips to Sarawak required (application + endorsement)
Travel restrictionMust reside in Sarawak; 30-day travel limit to other states without written consent
Who can applyAll countries with diplomatic relations, except Israel and North Korea

S-MM2H has a single tier rather than Silver/Gold/Platinum, and its biggest structural difference is that it does not require a property purchase at all β€” see the table above for its own set of criteria.

Common Questions When Comparing the Three Programmes

Federal MM2H and Sabah-MM2H share a very similar tier structure (Silver, Gold, Platinum) and comparable financial thresholds, but they're administered by entirely different authorities. Both also carry the same residency principle: participants must reside in the state tied to their approval β€” Peninsular Malaysia for MM2H, or Sabah for Sabah-MM2H β€” with only a 30-day allowance to travel to other states without written consent.
The biggest difference is that S-MM2H does not require a property purchase β€” qualification is based on a Fixed Deposit plus one of three income routes (pension, offshore income, or savings fund). Federal MM2H, by contrast, makes property purchase compulsory across all tiers. S-MM2H is also a single 10-year pass with no automatic renewal, unlike Federal MM2H's tiered, renewable structure.
In terms of lowest financial entry point, MM2H Silver (USD150,000 Fixed Deposit) and Sabah-MM2H Silver (RM500,000 Fixed Deposit) are broadly comparable as entry-level options. S-MM2H's RM500,000 Fixed Deposit is similar in size but doesn't require a property purchase on top of it, which can make it more accessible for applicants who don't want to buy property in Malaysia β€” though eligibility still depends on your individual circumstances.
No. You can hold only one MM2H-type pass at any time β€” your passport cannot carry multiple or different MM2H passes simultaneously. You'll need to choose a single programme (MM2H, Sabah-MM2H, or S-MM2H) based on which state you intend to live in, and commit to that one.
Federal MM2H and Sabah-MM2H both require a compulsory property purchase within a set timeframe after approval. S-MM2H (Sarawak) is the exception β€” it does not require property ownership, relying instead on your Fixed Deposit and income or savings qualification.